Medicare Advantage plans are private health plans (Benefits vary from plan to plan) that have a yearly contract with Medicare. They are NOT Medicare Supplements.
These plans encompass Medicare Parts A & B and sometimes D (RX). These plans pay INSTEAD of Medicare. They are offered in different forms such as HMO, where you are limited to in network doctors and hospitals only, PPO, where you can go in or out of network if the doctor agrees to accept the plan (for a higher cost), or PFFS (Private Fee for Service), where you can see any doctor or hospital that accepts Medicare, as long as they agree to accept the plan. Acceptance can be on a case-by-case basis. If the provider does not accept your Advantage Plan, you will have to pay the full cost. Medicare will not pay anything.
Many of these plans will offer “Extra Benefits”, that Original Medicare does not, such as Dental, Vision, Hearing, Fitness Programs, Part B Giveback, etc. These benefits vary from plan to plan.
Medicare Advantage plans vary from County to County. If you would like to see what plans are available in your area, click the button below and enter your zip code.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.